FHA Foreclosure Counseling
Do you need FHA foreclosure counseling? FHA foreclosure counseling is a resource you should use if you find you're having troubles paying your FHA insured home or you are facing a FHA foreclosure situation.
Foreclosure of any kind is difficult. Realizing that you might not be able to make the payments on your own is a challenging and stressful situation. However, many people go into foreclosure not because they don't want to pay their mortgage, but because they didn't realize they had other options. There are FHA foreclosure counselors available to help people manage this difficult time and even avoid foreclosure in many situations.
A FHA foreclosure counselor will help the homeowner learn more about how to manage their debt, how to restore their credit, and what they need to do during the process of foreclosure if this is the only result of the discussions. FHA counseling will also help you avoid foreclosure scams. Most of these FHA foreclosure counseling services are free, like those found through HOPE NOW.
These counselors are HUD certified and they can help you to find out what your options are. FHA foreclosure counselors will also help work with your lender or mortgage company to figure out a way for you to avoid foreclosure if at all possible.